National printers face a reduction in output this year

In the past, you had to pay for everything with one hand. Nowadays, online shopping is very popular. It is very convenient to pay online and transfer money. In the past, you had to prepare a change when you went out for a taxi. Some people often trouble colleagues or family members to send money because they forgot to bring their wallets. Today, the emergence of taxi software allows passengers to pay directly through WeChat or Alipay without having to pay in cash.

The emergence of bank cards has greatly reduced the amount of cash in wallets. With the rapid development of Internet finance, the proportion of electronic payments has gradually increased, and the technological changes in smartphones have caused the rapid growth of mobile payment services. The demand for paper money The amount is decreasing.

However, the reduction in the volume of paper currency transactions does not mean a slowdown in currency circulation. It only saves time for banks to queue up and deposit money, and non-cash transactions are more frequent. Last year during the "Double Eleven", Alipay mobile payment scale was 197 million, 24.3 billion yuan, accounting for 42.6% of the total turnover.

The previously issued report on the operation of the payment system for the third quarter of 2014 showed that in the third quarter of last year, 16.207 billion non-cash payment businesses were handled nationwide, with an amount of 457.98 trillion yuan, up 26.33% and 10.92% year-on-year respectively. Among them, more than half of the transactions are electronic payment (online payment, telephone payment and mobile payment) business, and the amount accounts for more than 80%, an increase of 26.06% and 31.92% year-on-year.

In the third quarter of last year, although the electronic payment business accounted for 84% of the online payment business and the amount reached 98%, and the mobile payment business accounted for a small proportion, the number and amount of mobile payment business increased rapidly. The year-on-year growth was 157.81% and 112.70% respectively. In addition, payment institutions handled 9.567 billion online payment (Internet payment, mobile phone payment, fixed phone payment and digital TV payment) businesses, with an amount of 6.33 trillion yuan, up 97.71% and 131.02% year-on-year respectively.

Earlier, the State Council proposed in the "Several Opinions on Promoting Information Consumption and Expanding Domestic Demand" that mobile financial development should be an important measure to promote information consumption to expand domestic demand. The director of the Central Bank's Science and Technology Department once said that 2015 will be a year of popularization of mobile finance, and mobile finance is restructuring the development pattern of e-banking.

In the United States, where the financial industry developed earlier, credit card consumption has easily covered almost any consumer field. With the recent technological innovations in the mobile Internet and smartphones, mobile payment has also begun to develop rapidly. According to Morgan Stanley's prediction, although mobile e-commerce in the United States started late, it has grown rapidly. It is estimated that mobile e-commerce will reach 10% of the overall e-commerce this year.

Traditional paper money payments are gradually being replaced by electronic payments, and it is not surprising that the printing plant has reduced production. If the proportion of electronic payments is increased to a considerable extent, the printing plant will be too idle.