Bank card payments are more convenient and safer than cash payments. Whether it is POS consumption or online shopping, you can use the bank card; if the card is lost, you can report the loss in time to protect the security of the funds; and the bank card can also provide you with value-added services, financial services and so on. However, if the bank card is used improperly, it may bring unnecessary trouble and financial loss. Learn more about bank cards and make your card life more exciting!
Before swiping
To protect your rights, you should sign the signature on the back of the card immediately after you apply for a credit card.
When swiping
If the bank card is a UnionPay financial IC card, the cashier should prefer the IC card acceptance method.
Swipe card consumption, especially when you check out at the hotel, don't let the bank card leave the line of sight. Please go to the cashier to swipe your card and pay attention to the number of times the cashier has swiped.
When entering a password, try to block the operation gesture with your body or the other hand as much as possible to prevent the criminals from peeking.
After swiping
After the cashier returns the purchase order and the card, you should carefully check whether the card number, transaction date and transaction amount on the purchase order are correct, whether the card is your own card; do not sign the purchase order that is not my transaction. .
If an abnormal situation occurs during the consumption of the card, the transaction documents should be properly kept. If the card is repeatedly debited, the issuing bank and the statement can be contacted with the issuing bank in time.
After receiving the bank card statement, you should check the card status in time. If you have any questions, you should call the issuing bank customer service hotline in time.
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