Whether you are doing POS industry, or you are using POS machine, we need to understand some of the most basic POS common sense, then what are our common knowledge about POS machines need to understand? Such as the limit, one machine and one yard, cutting machine and so on. Here is the answer for you.
What is the limit?
POS machine quotas are common to merchants that settle accounts with private accounts, such as single transaction limits, or single card transaction limits, or daily arrival limits, etc., which impose different limit requirements based on different risk control policies of the acquirer to reduce illegal transactions. risk.
What is a cutting machine?
Replace the original bank card acquirer of the POS machine with the new bank card acquirer.
What is a card?
Cards are those that use the credit card used for personal financing to maintain their own credit card, so that the credit card maintains a good card record to protect the existing quota or to increase the amount according to the card issuer's regulations after a period of time. More activity funds.
What is an electronic signature?
The electronic ticket is automatically generated by the POS terminal according to the consumer order and provides a signature function.
What is the withdrawal fee?
Generally refers to the service provided by the acquirer on the same day, the normal situation of the customer's transaction at the merchant's POS machine is the next day, that is, T+1 is credited. The merchant needs to arrive at the account on the same day, that is, T+0 or D+0 to the account service, that is, you need to apply for withdrawal, because the cash collected is for the other party, so you need to charge a certain percentage of the withdrawal fee.
Magnetic stripe card, chip card
Bank cards generally have two categories, debit cards and credit cards. Debit cards generally refer to savings cards. Credit cards generally refer to credit cards. There are generally three types of technology for storing data information on bank cards. Single magnetic stripe Card, the other is the bank card of the magnetic stripe + chip. Bank cards issued after 2015 are basically single chip cards. After 2014, the People's Bank of China deployed and implemented a national POS machine to shut down the chip bank card downgrade transaction. At the same time, the bank card with magnetic stripe + chip will only be able to insert the chip and can no longer brush the magnetic strip. The chip card payment will bid farewell to the card, ushing in Card era.
What is the CVV2 code?
The CVV2 code, also known as the credit card security code, is a security code for credit card transactions, usually the last 3 digits of the italicized words printed on the back of the bank card. The CVV2 code is used to verify that the payer does own the credit card at the time of the transaction, thereby preventing credit card fraud. The importance is equivalent to the second password of the bank card.
What is a downgrade transaction?
Downgrade transaction means: if the bank card chip data cannot be read, the magnetic stripe is degraded, but now the bank gradually closes the downgrade transaction. When the POS is operated, inserting and brushing sometimes causes the POS to promptly refuse the downgrade transaction. .
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